Dec 31 Credit Tracker: Platinum, Reserve, Aspire (Printable)
Checklist of Platinum, Reserve, and Aspire credits that end or reset Dec 31, 2026, plus two anniversary credits. Print it, give each card to one adult, and tick credits as you use them.
Last verified: October 5, 2026. Every amount below was confirmed on the issuer's own pages that day. The Platinum, Reserve, and Aspire rows match our live Dec 31 credits guide; the Sapphire Preferred row matches our six-card wallet guide. On October 6, 2026 we checked each row against our fact record again; we did not re-check the issuer pages that day.
Amounts change; confirm on the issuer's site. PointFam has no affiliate links yet.
1. Hard sunset: gone after Dec 31, 2026
Chase lists this credit only through 12/31/26 and shows no 2027 version.
| Card | Credit | Amount | Resets / deadline | Enrollment? | Used? | My notes |
|---|---|---|---|---|---|---|
| Chase Sapphire Reserve | Select Chase Travel hotels credit (IHG, Montage, Pendry, Omni, Virgin, Minor, Pan Pacific; prepaid "Pay Now" stays of 2+ nights) | Up to $250 in calendar year 2026 | One-time: purchase through Chase Travel by Dec 31, 2026; purchase date counts, not stay date | Check your card's benefits page | ☐ |
2. Semiannual: the July to December half ends Dec 31
Each half has its own cap. Plan as if unused amounts do not roll over.
| Card | Credit | Amount | Resets / deadline | Enrollment? | Used? | My notes |
|---|---|---|---|---|---|---|
| Amex Platinum | Hotel credit (prepaid Fine Hotels + Resorts or The Hotel Collection through Amex Travel; The Hotel Collection needs 2+ nights) | Up to $300 this half (up to $600 per calendar year) | Semiannual (Jan to Jun, Jul to Dec): booking must be processed by Dec 31, 11:59 PM CT; the stay can be later | No enrollment required | ☐ | |
| Hilton Honors Aspire | Resort credit (participating Hilton Resorts; charge directly with the resort and put on-property spend on the room) | Up to $200 this half (up to $400 per calendar year) | Semiannual (Jan to Jun, Jul to Dec): ends Dec 31 | Check your card's benefits page | ☐ | |
| Chase Sapphire Reserve | Dining credit (Sapphire Reserve Exclusive Tables on OpenTable) | Up to $150 for Jul to Dec (up to $300 per calendar year) | Semiannual (Jan to Jun, Jul to Dec): ends Dec 31 | Check your card's benefits page | ☐ | |
| Chase Sapphire Reserve | StubHub credit (program runs through 12/31/27) | Up to $150 for Jul 1 to Dec 31 (up to $300 per calendar year) | Semiannual (Jan 1 to Jun 30, Jul 1 to Dec 31): ends Dec 31, 11:59 PM ET | Activation required | ☐ |
3. Calendar year: resets Jan 1
One cap per calendar year. Whatever is left on Dec 31 is gone.
| Card | Credit | Amount | Resets / deadline | Enrollment? | Used? | My notes |
|---|---|---|---|---|---|---|
| Amex Platinum | Airline fee credit (one selected airline; incidental fees such as checked bags, not tickets or upgrades) | Up to $200 per calendar year | Calendar year: ends Dec 31 | Yes: select your airline first; fees charged before you select it are not eligible | ☐ | |
| Amex Platinum | CLEAR+ credit | Up to $219 per calendar year | Calendar year: ends Dec 31 | Check your card's benefits page | ☐ | |
| Amex Platinum | Uber One credit (auto-renewing membership) | Up to $120 per calendar year | Calendar year: ends Dec 31 | Check your card's benefits page | ☐ | |
| Amex Platinum | Oura credit | Up to $200 per calendar year | Calendar year: ends Dec 31 | Yes, enrollment required | ☐ | |
| Amex Platinum | Equinox credit | Up to $300 per calendar year | Calendar year: ends Dec 31 | Yes, enrollment required | ☐ | |
| Hilton Honors Aspire | CLEAR+ credit (separate from the Platinum credit; capped per Card Account) | Up to $219 per calendar year | Calendar year: ends Dec 31 | Check your card's benefits page | ☐ | |
| Chase Sapphire Reserve | The Edit credit (prepaid "Pay Now" stays of 2+ nights) | Up to $500 per calendar year (up to $250 per booking) | Calendar year (Jan 1 to Dec 31): purchase date counts | Check your card's benefits page | ☐ |
4. Quarterly: the October to December quarter ends Dec 31
Amex names Aspire flight quarters in its terms; Platinum Resy and lululemon say "each quarter" and we read them as the same calendar quarters.
| Card | Credit | Amount | Resets / deadline | Enrollment? | Used? | My notes |
|---|---|---|---|---|---|---|
| Amex Platinum | Resy credit | Up to $100 this quarter (up to $400 per calendar year) | Quarterly (Oct to Dec): ends Dec 31 | Yes, enrollment required | ☐ | |
| Amex Platinum | lululemon credit | Up to $75 this quarter (up to $300 per calendar year) | Quarterly (Oct to Dec): ends Dec 31 | Yes, enrollment required | ☐ | |
| Hilton Honors Aspire | Flight credit (scheduled airfare bought directly from an airline or through Amex Travel) | Up to $50 this quarter (up to $200 per calendar year) | Quarterly (Oct to Dec): ends Dec 31 | Check your card's benefits page | ☐ |
5. Monthly: December is the last 2026 month
Missed months cannot be made up.
| Card | Credit | Amount | Resets / deadline | Enrollment? | Used? | My notes |
|---|---|---|---|---|---|---|
| Amex Platinum | Uber Cash (U.S. only) | $15 per month plus a $20 bonus in December (up to $200 per year) | Monthly: expires 11:59 PM Hawaii Standard Time on the last day of each month; no carryover | Check your card's benefits page | ☐ | |
| Amex Platinum | Digital entertainment credit | Up to $25 per month (up to $300 per year) | Monthly: December amount ends Dec 31 | Yes, enrollment required | ☐ | |
| Amex Platinum | Walmart+ credit | Up to $12.95 per month plus tax (up to $155 per year) | Monthly: December amount ends Dec 31 | Check your card's benefits page | ☐ | |
| Chase Sapphire Reserve | Lyft credit (program through 9/30/27) | $10 per month | Monthly: unused amount is forfeited at month end | Check your card's benefits page | ☐ | |
| Chase Sapphire Reserve | Peloton credit (program through 12/31/27) | $10 per month | Monthly: December amount ends Dec 31 | Activation required | ☐ | |
| Chase Sapphire Reserve | DoorDash promos (through 12/31/27) | Up to $25 per month | Monthly: that calendar month only; no rollover | DashPass needs activation by 12/31/27 | ☐ |
Not calendar-based: anniversary credits
These reset on your card anniversary, not December 31. Write your anniversary month in My notes and skip the December rush unless it falls soon.
| Card | Credit | Amount | Resets / deadline | Enrollment? | Used? | My notes |
|---|---|---|---|---|---|---|
| Chase Sapphire Reserve | Travel credit (travel-category purchases) | Up to $300 per account anniversary year | Anniversary: resets on your account anniversary, not Dec 31 (write the date in My notes) | No; applies automatically | ☐ | |
| Chase Sapphire Preferred | Chase Travel hotel credit (the first $100 of Chase Travel hotel purchases each year earns no points) | Up to $100 per account anniversary year | Anniversary: resets on your account anniversary, not Dec 31 (write the date in My notes) | No; applied automatically | ☐ |
Not on this tracker
Global Entry and TSA PreCheck credits (multi-year cycles), the Aspire Free Night Reward (expires one year from issuance; check the certificate), the Aspire Waldorf Astoria and Conrad property credit (per eligible stay), and the Reserve's 2027 activation deadlines. See the Dec 31 credits guide for those.
Sources
Issuer pages behind the amounts above (checked October 5, 2026):
- Chase Sapphire Reserve card page and terms: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
- Amex Platinum card page: https://www.americanexpress.com/us/credit-cards/card/platinum/
- Amex Travel hotel credit FAQ: https://www.americanexpress.com/en-us/travel/faq/travel-benefits/
- Hilton Honors Aspire card page: https://www.americanexpress.com/us/credit-cards/card/hilton-honors-aspire/
- Hilton Honors Aspire benefit terms: https://www.americanexpress.com/us/credit-cards/card-application/apply/supplementary/terms/hilton-honors-aspire-credit-card/36182-9-0
- Amex Platinum benefit terms: https://www.americanexpress.com/us/credit-cards/card-application/apply/supplementary/terms/platinum-card/36182-9-0
- Chase Sapphire Reserve travel credit explainer: https://www.chase.com/personal/credit-cards/education/rewards-benefits/chase-sapphire-reserve-travel-credit-how-it-works
- Chase Sapphire Preferred card page: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred